Personal loan from Yono app: Friends! At some point or the other, you must have needed to be borrowed money. In such a situation, you must take help from your friends or relatives. What do you do if relatives and friends also refuse to give money or make some excuse? Will you be taking a loan from a bank? Or must have taken a loan on interest.
Today we have brought a solution to your problem. If you need money So you will not need to ask for money from any person. Many times it happens that we need a lot of money. What to do in such a situation. Friends, today we will talk about sbi yono personal loan ke bare me. And will tell you that sbi Yono app se personal loan Kaise le? Today we will learn about SBI YONO Personal Loan and tell you how you too can take advantage of this facility.
What is Yono SBI Personal Loan?
Friends! If you are facing any kind of money crunch. Or if you suddenly need money, then SBI has come up with a great application for you. Through this, you can apply for loans up to ₹ 1500000 anytime and from anywhere. Yes. We are talking about SBI Yono app. Through this, SBI is providing online loans up to Rs 1500000 to its customers. On which the bank is taking an annual interest of 9.60.
The best part is that this loan process is very easy. Which you can easily take and after the loan is approved, the loan amount is added to your account. Which you have to return within 5 years. You also have to pay only a 2 percent loan processing fee. Remember the loan amount can vary per person. The loan amount depends on your CIBIL score.
To take a loan from the Yono app, you have to download it from Google Play Store. After that, after registering, you can take a loan in just four clicks.
But this facility is currently only for SBI customers. In this way, you can avail SBI personal loan. “SBI Yono App Se Personal Loan Kaise Le/ Lete Hain?”
SBI Yono Loan Eligibility?
Friends, now we will talk about what is the eligibility to take a loan from the SBI Yono app. Talking about eligibility to take a loan from the SBI Yono app, the following are the main eligibility criteria.
SMS “PAPL (space) last four digits of SBI account number” to 567676.
You must be a minimum of 21 years and a maximum of 58 years of age to avail loan from the SBI YONO app.
Your monthly income should be at least ₹5000 to avail loan from the SBI YONO app.
You must have a current account or savings account.
The customer should maintain the required balance in the account as per the type of account.
When the applicant logs in to YONO, a pre-approved SBI personal loan offer should be available.
To take a personal loan from SBI, you can check the loan eligibility criteria of the SBI YONO app. You can also get information by messaging on the number given below.
SMS “PAPL (space) last four digits of SBI account number” to 567676.
Documents required for SBI YONO Personal Loan
- An Aadhaar card is required while creating an account in yono sbi app.
- First of all, you have to fill out Form No. 16.
- You can take the support of an Aadhaar Card, Driving License, PAN Card, etc. as your identity proof.
- You will also need to provide your residential address. For which you can also show ration card or electricity bill.
- You also need to upload a passport-size photo. If you do not have a photo, you can also upload a selfie.
- Finally, you have to upload your salary slip. If you do not have salary slip. So you can also send bank statement.
When you will complete the above-mentioned points according to the company. Then the company will approve your loan. From the bank statement and salary slip, the company sees how much money the applicant earns. As much as the company feels, then the company gives you the loan accordingly. “SBI Yono App Se Personal Loan Kaise Le/ Lete Hain?”
SBI YONO Interest Rate
Friends, before taking any type of loan whether it is online or offline, we must know about the interest rates. Because the most important part of the loan is the interest. The higher the interest, the higher the loss to the customer. In such a situation, it becomes very important that you know about the interest rates in advance. So that you can easily repay the loan in the future. Through the SBI YONO app, you have to pay 9.60% annual interest. Along with this, you also have to pay a 2% fee as processing fee. But the processing fee has to be paid only once. You have to do this at the time of taking the loan.
Tenure Rate Of SBI Yono Personal Loan
Friends! Now let’s talk about how many days you have to repay this loan. If we talk, then the personal loan is given to you from SBI yono personal loan. You will be given at least 72 months to return the loan amount. This time can be up to a maximum of 5 years. That is, sbi yono app provides you with a loan of at least 72 months and up to a maximum of 5 years. This time period depends on your loan amount. Which can also increase beyond 72 months. And it may even decrease. And you can also choose the loan tenure limit.
How to take/get a personal loan from SBI Yono App??
- You need to download the YONO SBI application from Google Play Store.
- After downloading the App, you have to Sign Up with your mobile number. After that, you have to create a profile of your own in it.
- Now you have to choose your loan with pre-approved loan offers. After that, you have to choose the loan tenure.
- Now OTP will come on your registered mobile number.
- After that, you will have to fill in your personal information. As we told you that all the information like age, PAN card number, Aadhaar card, etc. have to be filled in.
- When you fill in these details, you will know whether you are eligible for this loan or not. After being eligible, go ahead.
- Once you get the loan approval, you can apply for the loan.
Once the loan is approved, the money will be added to your account.
- Now we will tell you how to get help from customer care if you have taken a loan from the SBI Yona app. So let us tell you how you can get help from customer care.
SBI YONO App Loan Customer Care Number
SBI has toll-free numbers on which you can reach the customer care department to get answers to your SBI personal loan queries. These numbers are 1800 11 2211 and 1800 425 3800. Alternatively, you can dial the toll number, 080 26599990, to contact the customer care team. In this way, you can know about any kind of facility and inconvenience and can lodge a complaint.
SBI YONO App Personal Loan Review
Friends, we have read about the reviews of SBI YONO Ek Ek Personal Loan. And most of the customers are happy with the SBI YONO Personal Loan offered by you.
Availing of a loan from the SBI YONO Personal App is an easy process. With which you can easily complete sitting at home. For this, you do not have to visit the bank. Nor do you have to go through any paperwork. The loan process is very easy.
Which any man can accomplish. But the interest rate of the loan becomes slightly higher. Many customers are charged an interest rate of over 9.60 percent. Actually, SBI has some criteria of its own. On the basis of this, it is decided, how much loan is to be given to which customer. And which customer has to give a loan at what percentage of loan interest. The App also has a good ranking on the Google Play Store. And millions of people have shared their reviews with the bank.
In such a situation, by reading the review, you can find out what difficulties you may have to face in the future. And how is the attitude of the bank. It is absolutely safe to take a loan from SBI YONO app. But before taking any type of loan, it is better to know about the financial risks involved.
Conclusion (How to take a personal loan from SBI Yono App)
Today through this post we came to know that yono sbi personal loan ? Sbi yono app loan & customer care number. Documents for Sbi YONO personal loan.
Sometimes we are in dire need of money. But due to not getting the money on time, we suffer a huge loss. Most of the people are sitting unemployed in the Corona epidemic. Inflation has broken the back of the common man. If you think that this post can be of benefit to someone. Then definitely share this post with your friends.